Category:
Personal Finance

Child Care Savings

How to Save Money on Childcare Costs

By Joey Johnston | November 30, 2016

Sara Greenwood works at a bank. Her husband travels frequently for his job. Their parents live in different states. The couple has two boys, ages 2 and 4. So how…

Prepaid Card Rules

New Rules for Prepaid Cards: CFPB Calls For Transparency

By Joey Johnston | November 2, 2016

The soaring popularity of prepaid cards will be put to the test over the next year as providers adjust to new regulations handed down by the Consumer Financial Protection Bureau…

stethoscope on credit card

Why a Great Credit Score Doesn’t Indicate Financial Health

By Joey Johnston | October 31, 2016

Credit scores are like plastic surgery. They can make you look good, but good credit does not necessarily mean you’re financially healthy. A lot of consumers don’t realize that until…

How to Teach Children Good Financial Habits: CFPB Releases Building Blocks

By Joey Johnston | October 27, 2016

Laura Adams, known nationally as the “Money Girl,’’ is a personal finance expert, a best-selling author and the creator of a popular podcast that seeks to educate American consumers.  She…

Home Mortgage Loans

What Affects Your Ability to Get a Loan?

By Pat McManamon | October 26, 2016

For most of us, our home is the most significant purchase we will make. Which means qualifying for the loan to buy your house is vital. Several factors affect your…

Credit Card Myths and Facts

Six Credit Card Myths Debunked

By Joey Johnston | October 24, 2016

Ric Edelman, a financial adviser who is a best-selling author and syndicated radio show host, remembers the days when everyone rushed to the bank on a Friday afternoon to cash…

Personal Financial Calendar 2017

Your Personal Financial Calendar for 2017

By Joey Johnston | October 21, 2016

Have you ever wondered, as you peered enviously over the hedge at the neighbor’s place, whether that shiny Beemer in the driveway and newly remodeled pool in the backyard are…

Money Secrets and Lack of Planning Harm Retirement Dreams

By Joey Johnston | October 20, 2016

By all accounts, David and Margie Stapleton did an admirable job reaching their financial goals before retirement. They have a minimal home mortgage and moderately low debt. Their three children…

flag election buttons

How a Clinton or Trump Presidency Will Impact Your Finances

By Joey Johnston | October 19, 2016

This might bore you, but the following story on the presidential election does not address beauty queens, philandering husbands or locker room talk. It does, however, address how a President…

No Credit Card Debt For Millennials

Millennials Reject Credit Cards and Credit Card Debt

By George Morris | August 30, 2016

If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…