We’re tremendously proud of our clients, many of whom have overcome tremendous odds to pay off their credit card debt. Below are a few success stories to inspire you. They show the light at the end of the tunnel and that credit counseling is the first step to becoming debt free. Don’t get ripped-off by for-profit debt help companies. After reading these client reviews, you’ll see that non-profit debt management programs are an effective path to paying off your debt.
How Mike Bell Paid Off $18,000 in Credit Card Debt
Mike Bell has been through some battles in his life – literally and figuratively –and he just won one that’s a story worth telling.
How Tina and Eddie Paid Off $24,000 in Credit Card Debt
Everyone knows that debt is an unacceptable subject in polite circles, especially if you’re the one not paying the bills.
How I Raised My Credit Score 200 Points in a Year
Jeromy Arroyo credit score at the time was “somewhere in the 500s” and nobody wanted to offer him credit. So he went online and searched for help. He found InCharge’s Credit Report Education.
How Matt Paid off $23,000 in Credit Card Debt
Holladay and his wife Denae had $23,000 in credit card debt and owed another $10,000 on an unsecured personal loan. They were both working and trying to keep up, but the best they could do was minimum payments. The interest alone on the debt was eating them up.
Leave the Credit Cards at Home: How I Paid off $32,000
“I was a single Mom and when you’re out shopping and see something you like, you tend to put it on a charge card because you think you really need it. Turns out, I didn’t really need that stuff.”
Surviving a Husband’s Death and the Aftermath of Debt
The floor under Alice Stephens’s life collapsed on Christmas Eve, 2010, when her husband of 34 years, Phillip, died of a sudden heart attack. Suddenly a widow, she was deeply bereft and completely unsure what to do next.
How I Paid off $35k in Four Years
Sometimes little things are printed on receipts, and they add and add, until one day a molehill of receipts turns into a mountain of debt.
Debt Free After 40 Years of Credit Card Debt: How Rita Robyn Paid Off $74,000 in Less Than 5 Years
Rita Robyn reviews the InCharge Debt Management Program and explains how she paid off $74,000 in credit card debt (27 credit cards) in less than 5 years.
How I Paid Off $30,000 In Credit Card Debt
Jason Probus doesn’t seem like the type of person who’d wake up one day and suddenly realize he’d buried in debt. He’s a planner, all the way back to high school when he signed up for the Air Force’s delayed entry program.
How I Paid Off $18,000 in Credit Card Debt
How Don Cobler triumphed over credit card debt and divorce, paying off over $18,000 by lowering his interest rate with an InCharge debt management program.
How Ron Hart Paid of $29,000 in Credit Card Debt
The average American family with credit card debt owes $15,191, which made Ron Hart an above-average American.
How My Family Stopped the Debt Cycle: Paying off $35,000 in 4 years
Kim Smith shares her debt repayment story with InCharge; How she paid of $35,000 in debt in 48 months and taught her kids to live without credit cards.
I Paid Off $44,000 In Credit Card Debt
In early 2013, when they faced what seemed like hopelessly grim credit card debt, Joe and Stephanie Dorsch made a decision. She typed “debt consolidation companies’’ into Google and that led to InCharge Debt Solutions.
She Paid Off 17 Credit Cards … And $21,000
Jackie Bryan could have paid off the last of her family’s $21,000 credit card debt six months ago, but she and her husband Jason decided to stick it out to the end of the 48-month process.
After Paying off $65,900 on Credit Cards, He’s on Pay-As-You-Go Plan
Joe Forte celebrates the fact he eliminated $65,900 worth of credit card debt and wonders if his struggle to achieve fiscal sanity will wake up anyone in similar circumstances.
How this Single Mom Paid off $18,000 with InCharge
Asmus problems included going through a divorce; suddenly becoming a single mother supporting three children; trying to make mortgage payments and pay off $18,000 in credit card bills while working three jobs.
How to Tell Your Wife You are $40,000 in Debt
Ron Hynson carried a secret for years. It kept him up at night and soured his happy personality, but he wouldn’t share it with anyone.
Family Conquers the Debt Management Program
Four maxed-out credit cards, auto and mortgage debt plagued the Geller Family, but when a ‘no money down for 2 years’ furniture purchase came due, they knew they were over their heads. Find out how they used the debt management program to regain their financial independence.
How I Paid off $10K & Raised My Credit Score Above 700
For Robina Way, life has taken an unimaginable turn. She’s leasing a beautiful new car. She’s working steady. She has health insurance. She’s debt free. And that’s where she plans to stay.
How Michele Conquered $7,000 in Credit Card Debt
Imagine the commotion in a household with five children ages four through 23, run by a single parent who is working three jobs to try and make ends meet.