Category:
Understand Debt
Payday loans have become the face of predatory lending and high-risk loans in America for one reason: The average interest rate on a payday loan is 391% and can be higher…
Anyone intending to challenge a debt that has gone into collections — even someone with a case as rock solid as Gibraltar — needs to know what they’re up against.…
You’ve heard the ads on TV and radio. They spout enticing promises like “Same day cash advance!” Or, “Bad credit, no credit? No problem! You’re approved!” These are the misleading…
Assessing Your Debt If you wonder how much debt is too much, or how much is “normal,” the answer is another question: How much debt can you afford? U.S. household…
Debt collection is a billion-dollar industry that makes calls on more than one-third of the adult population in the U.S. If the phone rings – and you have legitimately incurred…
10 Debt Traps & Tips: How to Avoid Debt by Being Careful There are lots of products and services on the market that may promise temporary relief from your debt—and…
If you are being irresponsible about repaying debt, any private creditor (including credit card companies), can seek a court order to garnish your wages. Garnishing wages often is a last…
If you can read this, the saying goes, thank a teacher. In fact, thank them twice if they’ve remained committed to the job of educating our kids while juggling their…
The difference between secured and unsecured loans, in a word, is collateral. Secured loans require borrowers to put up a tangible asset, such as the home or vehicle they’re purchasing.…
Credit Card Debt When to use credit vs. debit, how to manage your credit card debt and how to organize your credit card statements. Students Here you’ll learn how to…
