Debt Settlement

Borrower negotiating with a creditor and shaking hands

Tips to Negotiate with Creditors on Your Own

By Tom Jackson | February 10, 2022

It’s not easy to rationalize the next late payment notice or harassing call from a creditor or collection agency as an opportunity to lower your debt. Not when your initial…

Debt Settlement Pros Cons

The Pros and Cons of Debt Settlement

By Tom Jackson | July 31, 2015

Maybe you’ve seen the signs on the side of the road, or you’ve received solicitor calls or brochures that promise to “Eliminate debt now!” The offers are tempting. Unfortunately, in…

Deb Settlement Header Featured

What Is Debt Settlement?

By Tom Jackson | July 2, 2015

How Debt Settlement Works Private debt settlement companies are for-profit entities that charge a fee of 15%-25% of the debt the company is originally asked to settle, or the lower…