Category:
Debt Relief

People get a home after bankruptcy

Getting a Mortgage After Bankruptcy

By Joey Johnston | May 5, 2020

Bankruptcy doesn’t have to put an end to your dream of owning a home – it could happen as early as a year after bankruptcy discharge. The key is to …

Rebuild Credit After Bankruptcy

Rebuilding Your Credit After Bankruptcy

By Joey Johnston | May 4, 2020

If your debts have been discharged through bankruptcy and you are employed, you should have room in your monthly budget to contribute to a savings account. Set aside three months…

Bankruptcy Header Featured

Understanding Bankruptcy

By Joey Johnston | April 30, 2020

“I need a second chance!” That is bankruptcy in a nutshell. For whatever reason, your finances have gone sour, you’re drowning in debt, you’re sure you learned your lesson, so…

Bankruptcy Education With Teacher

Online Bankruptcy Classes & Counseling

By George Morris | April 29, 2020

What Is Bankruptcy Debtor Education? In order to be discharged from Chapter 7 or Chapter 13 bankruptcy, you must complete a Pre-Discharge Debtor Education course. The purpose of this bankruptcy…

Car sitting on loan papers next to money and credit cards

Can You Get a Car Loan After Bankruptcy?

By Tom Jackson | April 24, 2020

Harsh as its consequences are, bankruptcy also provides a financial fresh start. One way to get going (we are not making this up): Buy a car. Bankruptcy filings can be…

Where are all the good credit counselors?

Finding a Reputable Credit Counselor

By Joey Johnston | February 10, 2020

Credit counseling is a vastly under-tapped resource for people crippled by debt. A credit counselor’s goal is to educate consumers about the cause of their debt and offer solutions that…

Learn the details of credit counseling

Does Credit Counseling Work?

By George Morris | January 15, 2020

Money woes plague countless millions of Americans, stressing marriages and giving rise to feelings of hopelessness. For many mired in debt, credit counseling offers a lifeline to solvency and better…

Scale weighing benefits of credit counseling vs credit repair

Credit Repair vs. Credit Counseling

By Tom Jackson | October 31, 2019

Good credit means better interest rates on homes, cars and credit cards, lower insurance rates, easier access to rental apartments and utilities and maybe even better job opportunities. Consumers with…

Credit Card and Repair Scam

How to Avoid Credit Repair and Credit Counseling Scams

By Joey Johnston | October 29, 2019

There are two terms that consumers with blemished credit reports should be careful with: credit repair and credit counseling. Credit repair companies are to finances what car repair is to…

Examining paycheck and bills

Ending the Cycle of Living Paycheck-to-Paycheck

By Tom Jackson | September 27, 2019

Surviving paycheck-to-paycheck in America is simultaneously commonplace and scary. But this doesn’t mean people just scraping by can’t overcome the debt that threatens to swamp them. All it takes is…